Just the messenger!
Too bad we can't talk about such things!
Not surprising at all re: 31.4%. Such a shame.
Called my insurance again. This time I was asked for my "global personal id."
This is third time this has come up in less than a week, albeit, with this insurance company handler (Alight), twice.
Okay, so I have a grandfathered healthcare policy from Frito lay. Every year the cost goes up a little (lately a lot). Prior years, it has gone down, but those days are long gone.
So today, I get a letter saying i am being transitioned to a new carrier, but benefits will be the same or better as I have now and have had, for decades. They are rolling retiree plans together.
The paperwork is included and sure enough, this is like... executive insurance, I'd say. $100 yearly deductible?!?
I understand it's cheaper than administering my 35 year old plan. I don't yet know the cost for this... on hold to find out, but here's what kills me.
There mf'ers don't know what "coinsurance" is, I don't think. I will verify, once I have the cost.
This plan says the coinsurance is 100%, when they mean, it's fully paid. The error is consistent through the document.
"100% coinsurance, no deductible."
Ha ha ha what the flying F!
Now I am on my third person and he can't find the monthly/yearly cost to save his life.
He came back and started reading details of my current plan - how is this relevant to my question - 2025 monthly premium?
I told you all we were at our granddaughter’s soccer tournament all day on Saturday. There were breaks between games and it was nice to sit with our daughter and just chat while the kids were running around and eating and being nine year old girls.
Our daughter and I were talking and she brought up the topic of girls starting to change at this age…preparing granddaughter for her period and all those moods. (How much of a 😡🥺😭😵💫 that will be!) She’s already spoken to granddaughter about it and they’ve always been open and answered any of the girls’ questions, age appropriate.
Then we started talking about period cramps. I used to have them bad. Horrid. Couldn’t go to school. Crawling on the floor to the bathroom to throw up. Same with her. I wanted to offer some information and experience, with the caveat, this worked for me 100%, keep the knowledge and use it if you want.
I said I figured out in my 20’s that if I watched my diet at least a week before I thought I was getting it, it helped tremendously. Watch sodium and sugar intake, and although obviously not my granddaughter, but alcohol, too. I did not go on the pill until my late 20’s, early 30’s and it was purely for contraception. No one ever talked to me about diet. And I had a normal diet for 1980’s and I rarely ate fast food but the normal diet back then was “ok” in that there still wasn’t as much shit in food. But obviously my changes made a difference.
Daughter took note but said being on the pill helped her so much and she was going to do the same for granddaughter, no hesitation. And what can I say? We didn’t get into discussions about the pill. And it’s true that everyone is different when it comes to their period and all that surrounding it so. And this is her child, not mine. Same as the Covid vax. But the pill is a whole other rabbit hole, much of which is not widely discussed.
I was on it less than 10 years, maybe not even five. Not when I met my husband.
Personally I don’t know about putting underaged girls on it. I don’t think it’s good. As much as the kids go organic as much as possible and don’t let them go 100% free choice on food (absolutely no soda, almost soley water), there is still so much crap in even the “healthy kid” snacks.
I just think we could eat more “normal” back in the day: 1) it wasn’t as widely available 2) we rarely ate out 3) not as much shit additives in food.
So comparing my experience then with theirs now is more difficult because of so many hidden variables. However, I know I offered sound advice. It was just advice. I stressed it worked for me. And she brought up the pill, I just said, oh yes, ok 🙂.
It would really be something to see things change. Is it possible?